Discover ontimesot
Fast. Reliable. Funds When You Need Them
We’re an RBI-registered NBFC, providing unsecured personal loans to borrowers with incredible speed.
At ontimesot, we revolutionize financial access by offering instant personal loans within just 10 minutes. Our mission is simple: provide fast, secure, and hassle-free credit solutions when you need them the most. With minimal documentation, transparent terms, and 24/7 availability, we’re committed to making finance stress-free and accessible. Whether it’s an emergency or an unexpected expense, ontimesot is your trusted partner in achieving financial freedom—on time, every time.
Borrower's Stories
Achieving Financial Goals Together
Our Vision
ontimesot was founded on the core principle of making the lives of salaried employees easy by offering effective solutions to financial hardships. Recognising that India is a nation full of young individuals with a diverse range of expenses, we ensure they’re always on top of their budget, making the most of opportunities that come their way. We aim to empower their present and future, making them achieve their goals effortlessly.
Our Mission
At ontimesot, our mission is to empower every working individual with instant, reliable, and accessible financial support—anytime they need it. We aim to become the most trusted and preferred digital lending platform for short-term personal loans by delivering speed, simplicity, and security through innovative technology and customer-first service. We believe that no one should have to wait for their salary to meet essential needs. With ontimesot, financial freedom comes without the wait.