Low CIBIL? No Worries!

Get Instant Personal Loans of up to 1 LAKH in just 10 Minutes.

  • Apply from Anywhere
  • Paperless Process
  • Instant Approval
ontimesot

ontimesot

Why ontimesot is the Best Choice for Instant Loans?

ontimesot

Easy Application

Gone are the days of lengthy loan applications and endless paperwork. With ontimesot, apply online quickly and easily, no need to visit a bank or stand in long queues. Enjoy a smooth, paperless process with minimal documentation. Just open the app and complete your application in minutes.

ontimesot

Prompt Approval

As soon as we receive your loan application, we act fast. Our team reviews it promptly, and if all is in order, we approve it instantly. At ontimesot, we value your time, offering quick approvals and lightning-fast bank transfers to ensure you get the funds when you need them.

ontimesot

No Hidden Charges

Hidden charges can be frustrating and create doubt. At ontimesot, we keep things clear with our ‘No Hidden Charges’ policy. What you see is what you get—no surprises, no confusion. We’re here to simplify your finances with complete transparency and trust, so you can borrow with confidence.

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Discover ontimesot

Your Partner in Financial Growth

We’re an RBI-registered NBFC, providing unsecured personal loans to borrowers with incredible speed.

What makes ontimesot a trusted choice for personal loans is its easy-to-borrow features, such as easy application, 100% digital process, minimal documents, zero hidden charges, prompt loan approval and disbursal, easy-to-repay installments, and many other features. As mentioned, we provide unsecured personal loans, we, therefore, don’t ask our borrowers for any collateral (LAP).

Our Services

Tailored Financial Solutions for Your Unique Financial Needs

Instant Loan

Instant Loan

We offer instant loans to help you tackle unexpected financial needs swiftly and efficiently.

Short Loan

Short Loan

Discover the convenience of short loans at ontimesot, designed to meet your immediate financial needs with ease.

Emergency Loan

Emergency Loan

Our 10-Minute Loan Disbursal feature makes us the most reliable NBFC at the times of medical emergency.

Finance Strategy

Building Insightful Financial Strategies for the Future

Loan Amount
12,000
Interest Rate (%)
0.25%
Period (Days)
1
You have to Pay

12030.00

Processing Fee & APR

10%   |   212.92%

ontimesot

Our Process

How We Work ?

As an RBI-registered Non-Banking Financial Company (NBFC), we specialize in offering unsecured personal loans with exceptional speed and efficiency.

01

Application Submission

Fillout and submit a loan application with necessary documents and details on our website

02

Application Review

ontimesot reviews your application, conducts credit checks, and verifies your documents.

03

Disbursal Initiation

Upon acceptance of your eligibility, the loan amount is disbursed to your account directly instantly.

Borrower's Stories

Achieving Financial Goals Together

First and foremost, I advise everyone to save funds for emergencies because we know life may take unexpected turns... ontimesot is a reliable NBFC for instant funds.

Rakesh Singh

My friends planned a trip to Kashmir suddenly... ontimesot sent the loan amount within minutes.

Amit Kumar

This new year, I wanted to buy my dream iPhone 15... ontimesot helped me instantly.

Rohit Kumar

App Screen

How does this App Work ?

01

Download the App and Apply

Head over to apply for loan section and fill your basic details to get started

02

Upload Documents

Upload KYC Documents (PAN and Aadhar Card) income proof & wait for verification

03

Get Approved Instantly

Post verification the disbursal process is Initiated instantly

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